2008年3月12日星期三

Home Business Scams and How to Avoid Them


You’ve heard their highly tempting proposition at least once: with this job or business, you’ll make money fast and in large amounts, without having to work as hard as you’re working now, and in the comfort of your own home. But are such offers to be trusted? How can you tell if a home business offer is fake or for real? Here are a few of the most common business scams you should avoid:

The Classic “Envelope Stuffing” Scam

Perhaps the most infamous of all home-based business scams, this one requires you to send a small fee to a company who will send you a specific number of envelopes to stuff. You are promised to be paid a fee for every envelope that you stuff, but more often than not, the money never comes, and instead of earning, you’ve actually lost money because of the fee you initially paid the company.

The “Call 1-900-“ Scam

Advertisements for this scam will tell you to call a 1-900 number in order to obtain more information on a home-business offer or a work-at-home job. But 1-900 numbers, unlike 1-800 ones, are not toll fee and require a fee, so you end up losing money by just making the call. And the information they promised? Often such information is next to trivial, and totally useless.

The Scam that Turns You into a Scammer

With this one, you’ll usually receive an email promising you lots of earnings by just using your computer at home to send out some emails. All you have to do is send them a small fee to receive some instructions.

What you get for the fee you paid them are instructions on how you can send the same email you received to other addresses. And the payback you get? Non-existent.

Some Tips on How You Can Avoid Home-Business Scams

1. If it seems too good to be true, chances are, it probably is. If a home business idea or work-at-home-job offers you huge amounts of money for doing next to nothing, chances are, what you’ll actually get in return is next to nothing – or worse, you would’ve lost money as well.

2. Never pay a company for the chance to work. Remember, you’re looking for a job home-based business because you want to be paid, not the other way around.

3. If it’s spam, it’s most likely a scam. There’s only one thing to do with spam, and that’s hit delete.

A home-based business can be a very lucrative and fulfilling venture, but make sure that you’re starting one that’s legitimate and with actual worth. Otherwise, you’ll realize that you’ve left your job only to be taken advantage of.

Home Business and Outsourcing



If you listen to the business news a lot, then you may have encountered the term “outsourcing.” This refers to companies who turn to offshore skilled workers to do work for them. This can save companies money, since they spend little on labor cost, and pay workers only for the work produced.

There are different outsourcing companies, and believe it or not, you can work for them. Whether the companies are based in Europe, Asia, or America, you can communicate with the company via email, get paid via check or money transfer, and earn money by using your home computer. With an Internet connection and your desire to fill up your bank account, you just might succeed.

What kinds of workers are outsourcing companies looking for? What jobs are open?

• If you are skilled at computers, you can serve as an online tutor, or a help desk representative if users inquire about troubleshooting techniques.

• If you are well versed in medical terminology, doctors and veterinarians need medical transcriptionists to help them update their records.

• If you can conduct excellent online searches, you can be hired as an investigator (or background checker) or a part-time researcher.

• If you are willing to stay up and answer phone calls, then you can be part of a call center by working from home. You can be asked to give directions to callers by consulting an online map, or you can even be asked to provide phone numbers or addresses of people living on the other side of the globe!

• If you are a skilled writer, then there are thousands of freelance jobs available, as well as companies looking for ghostwriters for their sites. If you don’t care about articles not carrying your byline, then you can work by writing from home.

If you’ve selected an outsourcing job, then take note of the following survival tips.

• Conduct a thorough search of companies through online search engines. Do a background check on them; and, if you can join forums, find one where people talk about their experiences with outsourcing companies.

• Be clear about how you want to be paid, and be sure that companies have insurance for misdirected checks.

• Don’t overdo your work – unless you have a deadline, don’t stress yourself out. Health always comes first.

By Russ Lie